Friendster have now included a widget which enables us to create a 3D avatar which can be saved to our Friendster profile page. It is known as MEEZ Avatars. If you’ve tried it post your comments here.

If you enjoyed this post, make sure you subscribe to my RSS feed!

In my previous post, I’ve mentioned two general categories through which income is generated. Now lets look into the first category which is working for money. Most of us do this. We study hard, very hard indeed, to acquire the appropriate knowledge in our preferred field ultimately to live a good life through earning a good amount of income by applying our knowledge.

Some of us work very hard for a small amount of income and some of us work little but earn a huge amount of money. This difference is because of the knowledge and character one possesses. So, we should always equip us with the necessary knowledge and the right character in order to excel in our life.

I also would like to share a smart way to work for money in this post.

As we all know, internet plays a major role in spreading information in this modern world. Those who are seeking information often browse the net rather than flipping through the pages in the book. Utilizing this trend, we can generate income through the internet by becoming an infopreneur. Infopreneurs are those who monetize by publishing their information for those who seek them. It is simple but it is not something like get-rich quick instead it only works when you work for it. For more information refer to Site Build it!

It really helps to build a steady income stream from our home itself.

If you enjoyed this post, make sure you subscribe to my RSS feed!

Finance is usually not an interesting topic for most youths . But we have to remember that without a proper financial management we would end up struggling for the rest of our life. Its plan now or struggle later. So,I wish to share some of my knowledge on financial management which I’ve gained in the course of my study in this blog.

What is finance?

Well, simply said, finance is the art of managing money. But it is not just about money, in broader sense it is about managing all your assets. The major branches of finance are personal finance, corporate finance and public finance. We’ll focus more on personal finance in this blog.

Personal finance:

Personal finance revolves around an individuals income, expenditure and taxation. Its all about how you earn, how you spend and how much you pay for tax. Managing these three aspects is vital in an individuals life.

Income can come from various ways but it generally falls under two categories:

1) You work for money

2) Money works for you

The first one is the conventional way and the second one is the smart way. Most successful people are successful because they utilize both the methods efficiently.

There are a lot of ways to work for money. You can start a business, find a suitable job, etc..But how do you make money work for you?

It is actually by investing your money and gaining the interest generated. For example, lets say you have RM100000 right now and you wish to save the money in a fixed deposit account for the period of one year at an annual rate of 4%. At the end of the one year period you will get back your initial investment of RM100000 plus an interest of (RM100000*0.04) RM 4000, a total of RM104000. This is just an simple example. In the real world you can find many options of investment with various rate of return and risk. Choosing the right one can be a tedious task.

This part is just a short and simple introduction on the topic of finance. I’ll be adding more posts on this topic in the hope our Malaysian youths are more exposed on financial matters.

If you enjoyed this post, make sure you subscribe to my RSS feed!

For those who are searching for scholarships please visit malaysia-scholarship.net
This site is fully dedicated for scholarships. You can assume that almost 99% of scholarships available for malaysians are listed there. Very resourceful blog indeed.

If you enjoyed this post, make sure you subscribe to my RSS feed!

If you are looking for scholarships in Malaysia, you can visit my page ’scholarship list’. We’ve included a list of organizations(with links directly to their scholarship site) in that page. We’ll also be updating the list whenever there is new offer. If you wish to be updated with new scholarship offerings, you would consider subscribing to this blog.

If you enjoyed this post, make sure you subscribe to my RSS feed!